Social Service (Profits & Non-Profits)

Product Highlights

  • Carriers rated “A-” or better by AM Best
  • Special causes of loss on building, contents, loss of income, and extra expense
  • Commercial General Liability, Professional Liability, and Excess Liability all with one carrier
  • Workers’ Compensation coverage is available
  • Abuse coverage is available
  • Coverage for fundraising events is available
  • Owned Automobile coverage is available
  • Human Services
  • Allied Health
  • Full Package available for Human Service Risks: including Commercial General Liability, Professional Liability, Abuse & Molestation, Property, Crime, Auto and Umbrella
  • Limits up to $1M occurrence/3Ml agg
  • Monoline Excess and Umbrella liability available


No files Attached

General Liability

  • Limits to $1M each occurrence / $3M aggregate
  • Employees, volunteers, and insureds
  • Premises liability
  • Personal injury liability
  • Coverage for fundraising events
  • Abuse and molestation coverage
  • Blanket additional insured for funding sources and landlords
  • Medical payments for volunteers included
  • Thirty-three additional coverage/extensions

Professional Liability

  • Separate coverage part so no erosion of the general liability aggregate limit
  • Covers students in training
  • Occurrence or claims-made forms available

Available Coverage

  • Blanket limits available
  • Special Causes of Loss coverage
  • Ordinance or Law coverage - included up to building limit
  • Forty-two additional coverage/extensions
  • Owned and non-owned/hired auto
  • Employees and volunteers as insureds coverage

  • Workers’ Compensation
  • Excellent claims handling
  • Loss control