Excess Flood

Product Highlights

  • Carriers Rated “A -” or better by AM Best
  • Non-admitted in all 50 states
  • Ability to schedule multiple locations into one policy
  • Loss of income/loss of rents coverage
  • Replacement Cost coverage for building and contents
  • Policy wording meets lender compliance
  • Residential and Commercial
  • Up to $5M limit can be quoted online
  • Business Income available

Submissions

No files Attached

Minimum Deductible

  • Deductible is the maximum limit provided under NFIP ($250,000 residential and $500,000 commercial) or a self-insured retention of the maximum limits of the NFIP

Limits of Liability

  • Limits available/per occurrence
  • $20M overall interests per risk
  • $20M condo building
  • $10M earthquake when purchased with Excess Flood

Eligible Properties

  • Primary & secondary residential
  • Commercial properties
  • Apartments, multi-family & condominiums

Minimum Premium

  • $500 Residential
  • $1,000 Commercial

Submission Requirements

  • ACORD application
  • Elevation certificate (if required)