Commercial Package Policy

Product Highlights

  • A.M. Best ‘A+’ rating
  • Available in all States, except: FL, AK, DE, HI, and DC.
  • Over 350 classes
  • Up to 15 locations
  • New Ventures and No Prior Insurance are Eligible

Eligible Risks (Many More Available)

  • Habitational
  • Contractors
  • Hotel/Motels
  • Bed and Breakfasts
  • Restaurants
  • Gas Stations
  • Pool Halls
  • Car Washes
  • Grocery Stores
  • Upholsterers
  • Retail Stores
  • Theaters
  • Warehouses


No files Attached

Coverages Available

Property and Inland Marine Coverage
  • Basic Form Coverage, Broad Form Coverage and Special Form Coverage. Available $5,000,000 per policy available for Buildings, $2,500,000 for Contents and $500,000 Business Income
  • $250,000 sub-limit on Contractor’s Equipment and Tools (owned, leased or rented to others)
  • Equipment Breakdown Coverage
Four Coverage Extension options: Basic, Preferred, Premier and Platinum
  • $25,000 blanket limit on Fire Extinguishing System Expense; Lock Replacement; Outdoor Signs; Outdoor Trees Shrubs, Plants and Lawns; and Tenant Move Back Expense
  • $10,000 sub-limit on: Back up of Sewers and Drains; Employee Dishonesty; Forgery or Alteration
  • $5,000 sub-limit on: Money and Securities; Spoilage due loss of Refrigeration

Submission Requirements

  • Fully Completed and Signed ACORD Applications
  • 3 years of Hard Copy Currently Valued Prior Carrier Loss information
  • Applicable Supplemental Application